The Habitat for Humanity Moose Jaw chapter has opened applications in search of the next new homeowners to take part in its housing program.
The organization is looking for two families to become homeowners through the Habitat Homeownership Program, which offers a chance to purchase a new home without qualifying for a traditional mortgage.
“The Habitat Homeownership Program helps families break the cycle of poverty through affordable homeownership,” said chapter lead Donna Watts.
Applicants must meet certain qualifications, including minimum income requirements, proof of residency in Moose Jaw and a need for safe and affordable housing. Chosen families are also expected to provide 500 hours of volunteer work during the home build.
Families chosen for the program are able to purchase their Habitat for Humanity home at market value with a zero down payment and interest-free mortgage, with monthly payments set at 25 per cent of the families’ gross annual income.
Habitat for Humanity’s usual process is looking slightly different this year, shared Watts, as the pandemic has delayed the application process slightly.
Information sessions this year will be smaller than usual and hosted for applicants who meet the necessary criteria, followed by in-home interviews and the final partnership agreement.
The delay in the process means that applicants have a unique opportunity this year, however, as potential homeowners will get to know where the new build is located before they apply.
Moose Jaw’s ninth and tenth builds will be a duplex located at 1015 Ominica Street East, with construction to begin later this fall.
“I think it’s exciting that we already know where it's being built, so they can see the neighbourhood and see the progress starting as they’re applying,” said Watts. “And I would encourage people to apply even if they’re unsure, and I would definitely encourage them to contact me if they have any questions because it's a great opportunity for people.”
Habitat for Humanity Moose Jaw cut the ribbon on it’s most recent build in February, handing over keys to new homeowner Tanya Legare and her daughters.